Life & Annuity FAQs

We provide expert guidance, insight, and training as well as competitive commissions on our products. We work with strategic partners and ensure you have access to the latest carrier resources to help you present the best solution to fit almost any situation or need.

All writing agents must hold an active life insurance license in the state they are writing along with any state certification courses. Most states require an initial eight-hour course with four-hour renewal courses every two years thereafter. Some states have additional state-specific continuing education requirements. Certain products also require additional training and certifications.

We provide regular webinars and training on a variety of topics as well as downloadable materials on life insurance and annuities. Some training courses are presented with our carrier partners, while others are done by our in-house experts. We also work side-by-side with advisors to make sure you have all the tools and resources you need to be successful.

Your carrier appointment is directly with the insurance company, and your commission is paid directly by the insurance carrier. Your appointment can be terminated for lack of production, but your commission remains vested with the insurance company. Most carriers and products allow for commission splitting.