Funeral Pre-Planning
If there’s one certainty in life, it’s that everyone will pass away at some point. Help your clients prepare for the inevitable and reduce the financial stress of funeral planning by setting aside funds in advance.
What is Funeral Pre-Planning?
Funeral pre-planning involves making arrangements for one’s funeral in advance using specialized life insurance products. This process may include selecting specific goods and services, but the main goal is to set aside funds to cover these expenses. When properly structured, some funeral products can be exempt from Medicaid.
Funeral Expense Trust
An FET is a small whole life policy assigned to a funeral trust controlled by an insurance company.
Preneed Insurance
This policy is assigned to a specific funeral home to be used for funeral expenses and typically involves designating one’s final wishes in advance.
Final Expense Insurance
With simple underwriting and a small death benefit, this policy can be used for any end-of-life expenses.
Medicaid Client Referral
For funeral professionals not looking to add Medicaid to their business, send us your pre-planning clients and get paid on your referral.
Our Carriers
We only work with the best. View our carriers and learn more about getting contracted.
Frequently Asked Questions
Learn more about funeral pre-planning, our process, how to get started, and how we work together.
Discover More About Funeral Pre-Planning
Download our Funeral Pre-Planning quick guide to explore product options, how they can be used in the Medicaid spend-down process, and more.
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What Our Agents Get
Let us help with the heavy lifting. When you contract with us, you’ll work with our dedicated team of product specialists dedicated to supporting your business. Plus, you’ll unlock exclusive access to our knowledge center containing resources like:
- State-specific Medicaid resources
- Comprehensive product guides
- Consumer marketing materials
- On-demand webinar library
- Training tools and videos
