Long-Term Care Insurance
Did you know more than 50% of seniors will require long-term care? Protect your clients and add value to your business with long-term care insurance—an essential, yet often overlooked aspect of retirement planning.
What is Long-Term Care Insurance?
Long-term care insurance (LTCI) is a pre-planning product that provides coverage for future long-term care costs, including at-home care and assisted living. LTCI policies can be structured to meet each client’s circumstances, budget, and financial goals. This product is ideal for clients planning for retirement who meet certain health and age qualifications.
Traditional LTCI
Traditional LTCI functions like a typical insurance policy with no cash value and customizable premium options.
Asset-Based LTCI
Also known as hybrid LTCI, these policies combine life insurance or annuities with long-term care coverage and offer a guaranteed death benefit.
Short-Term Care Insurance
Offer this LTCI alternative to cover expenses associated with chronic illness, injury, or acute conditions.
Multi-Life LTCI
Explore group LTCI policy options for employees with this valuable addition to any benefits package.
Our Carriers
We only work with the best. View our carriers and learn more about getting contracted.
Frequently Asked Questions
Learn more about our LTCI products, our process, how to get started, and how we work together.
Discover More About Long-Term Care Insurance
Download our LTCI quick guide to explore product options, popular strategies, tips for selling, and more.
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What Our Agents Get
Let us help with the heavy lifting. When you contract with us, you’ll work with our dedicated team of product specialists dedicated to supporting your business. Plus, you’ll unlock exclusive access to our knowledge center containing resources like:
- Instant Quoting Tools
- Fact-Finding Intake Forms
- Consumer marketing materials
- On-demand webinar library
- Training tools and videos
